Pawn Shops That Value Cash Loans

Pawn Shops Are Great for Short Term Loans

Secured loans are those loans that are protected by an asset or collateral of some sort. The item purchased, such as a diamond ring or a laptop, can be used as collateral, and a lien is placed on such item. Gems N' Loans will hold the items until the loan has been paid in full, including interest and all applicable fees.

Securing loans from pawn shops in San Diego are much faster and easier way than borrowing money from banks, family and friends. Banks and other financial institutions require credit check, minimum loan amount and then take time to approve a loan whereas borrowing money from friends and family can become embarrassing. So, it can be said that pawn shop is the best option for short term loan.

Be Treated Like Royalty at San Diego's Best Pawnshop

Gems N' Loans of San Diego

Gems N’ Loans, offers a variety of jewelry, gold, and personal loans to suit your financial needs. Our company has been serving San Diego Count for over 23 years in this capacity. We offer customer service like no other shops around. Our employees take ownership can be seen in their quality care of our customers.  

We don’t request credit checks and are a “no hassles business.” When you need cash, we are here for you. All transactions are confidential, and once you are a customer, we will treat you like family. If you are in a bind, or just want to cash in your unwanted merchandise, we are here for you. Save thousands of dollars on new, estate, vintage, and GIA certified diamond jewelry at any of our Gems N’ Loans locations.

Season Greetings from your local Pawnshop.

Here at Gems N' Loans, we are spreading some Holiday Cheer to warm your hearts on this chilly winter day. As you relish the goodies, decorate every nook and corner of your home and enjoy the family gatherings. May the joy and festivities continue to radiate in your lives, long after Christmas is gone.

Click here for Hoilday Cheer.

San Diego Pawn Shop the First Cash Loan

Best Pawn Shop Excursion San Diego

What a better time to to comb the pawnshops in San Diego for the ideal engagement or wedding ring for your love. We offer military service men and women outstanding pricing that is affordable. Don't wait until your love one ships to sea.If you need fast cash we can turn a pawn instantly into  credit or cash. 

Gems N' Loans acknowledges that just recently, the Military Lending Act is a law designed to grant special interest rates to Military members and their dependents. Dependents being (spouse, child, sibling, parent, etc.) The law limits the interest percentage that can be charged on a loan issued to an active Military member (or their dependents). The rate is capped to 36% APR. That’s 3% per month. The law will be enacted on October 3rd 2016. 

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Best Pawn Shops San Diego For Gold and Silver

Pawn Shops San Diego Have an Enormous Following

 

The first thing one notices when visiting any one of the five Gems N’ Loans locations is how clean and welcoming the stores feel – closer to a jewelry store than a typical pawn shop. Gems N’ Loans prides itself in creating a professional and inviting environment, and also in being very selective about the items it carries. By policy, the stores will not buy or sell weapons or junk, and much of the higher-end jewelry that they sell is certified by the Gemological Institute of America. 

All locations stay open until 7 p.m., seven days a week, in order to offer their customers as much flexibility as they may need to access the products or services they require. Employees are exceptionally friendly, knowledgeable, and highly professional, which is all a reflection of the surprisingly rigorous process by which they are selected and trained. In a business that serves people who are often in less-than-ideal circumstances, having employees who can work well together and understand the customer’s needs is crucial.

Unique Pawn Brokers in San Diego

Find the Most Unique Deals in San Diego

At Gems N’ Loans, we offer a variety of jewelry, gold, and personal loans to suit your financial needs. Our company has been serving North County San Diego for 23 years in this capacity. We offer customer service like no other shops around. Our employees take ownership in Gems N ‘Loans, that can be seen in their quality care of our customers. We are a pawnshop located in Oceanside California, and offer other locations in Vista, Escondido, Temecula, Carlsbad, and Dana Point.

 

North County San Diego Pawn Shops

Best Pawn Shops in Oceanside Story Told

While escaping her sinking ship, a pirate encounters a mermaid who wants to know the stories behind her tattoos. What follows is a sweet nautical love story.

Clark made this lovely occasion by proposing to this mermaid after picking out the perfect engagement ring from a Pawnshop in San Diego.  Gems N' Loans in North County San Diego had many choices to choose from. After placing the ring on her finger she was able to walk and land a kiss on her sailor.

At Gems N’ Loans, we offer a variety of jewelry, gold, and personal loans to suit your financial needs. Our company has been serving North County San Diego for 23 years in this capacity. We offer customer service like no other shops around. Our employees take ownership in Gems N ‘Loans, that can be seen in their quality care of our customers. We are a pawnshop located in Oceanside California, and offer other locations in Vista, Escondido, Temecula, Carlsbad, and Dana Point.

Learn more!